Answer: The five points of Calvinism can be summarized by the acronym TULIP. T stands for total depravity, U for unconditional election, L for limited atonement, I for irresistible grace, and P for perseverance of the saints. Here are the definitions and Scripture references Calvinists use to defend their beliefs:
Total Depravity - As a result of Adam’s fall, the entire human race is
affected; all humanity is dead in trespasses and sins. Man is unable to
save himself (Genesis 6:5; Jeremiah 17:9; Romans 3:10-18).
Unconditional Election - Because man is dead in sin, he is unable to
initiate a response to God; therefore, in eternity past God elected
certain people to salvation. Election and predestination are
unconditional; they are not based on man’s response (Romans 8:29-30;9:11; Ephesians 1:4-6, 11-12) because man is unable to respond, nor does he want to.
Limited Atonement - Because God determined that certain ones should be
saved as a result of God’s unconditional election, He determined that
Christ should die for the elect alone. All whom God has elected and for
whom Christ died will be saved (Matthew 1:21; John 10:11; 17:9; Acts 20:28; Romans 8:32; Ephesians 5:25).
Irresistible Grace - Those whom God elected He draws to Himself through
irresistible grace. God makes man willing to come to Him. When God
calls, man responds (John 6:37, 44; 10:16).
Perseverance of the Saints - The precise ones God has elected and drawn
to Himself through the Holy Spirit will persevere in faith. None whom
God has elected will be lost; they are eternally secure (John 10:27-29; Romans 8:29-30; Ephesians 1:3-14).
While all these doctrines have a biblical basis, many people reject all
or some of them. So-called “four-point Calvinists” accept Total
Depravity, Unconditional Election, Irresistible Grace, and Perseverance
of the Saints as biblical doctrines. Man is definitely sinful and
incapable of believing in God on his own. God elects people based on His
will alone – election is not based on any merit in the person chosen.
All those whom God has chosen will come to faith. All those who are
truly born-again will persevere in their faith. As for Limited
Atonement, however, four-point Calvinists believe that atonement in
unlimited, arguing that Jesus died for the sins of the whole world, not
just for the sins of the elect. “And he is the propitiation for our
sins: and not for ours only, but also for the sins of the whole world” (1 John 2:2). Other verses in opposition to limited atonement are John 1:29; 3:16; 1 Timothy 2:6; and 2 Peter 2:1.
The five-point Calvinists, however, see problems with four-point
Calvinism. First, they argue, if Total Depravity is true, then Unlimited
Atonement cannot possibly be true because, if Jesus died for the sins
of every person, then whether or not His death is applicable to an
individual depends on whether or not that person “accepts” Christ. But
as we have seen from the above description of Total Depravity, man in
his natural state has no capacity whatsoever to choose God, nor does he
want to. In addition, if Unlimited Atonement is true, then hell is full
of people for whom Christ died. He shed His blood in vain for them. To
the five-point Calvinist, this is unthinkable. Please note: this article
is only a brief summary of the five points of Calvinism. For a more in
in-depth look, please visit the following pages:
Irresistible Grace, and
Perseverance of the Saints.
Chosen But Free, revised edition: A Balanced View of God's Sovereignty and Free Will by Norm Geisler and The Potter's Freedom by James White.