1) Everything you have belongs to God (Psalm 24:1). Your view of your finances is grounded in your view of your own position in Christ: namely, Christians are slaves (Matthew 18:21-35, Mark 10:43-45, Luke 12:43, 19:17, John 13:16, etc. ). Our lives were formerly in bondage to sin, but we were purchased by Jesus, and then acquired by the Holy Spirit. We, along with everything we have, belong to God. We are his slaves, and all we have is his. Thus, when you give to a church or an organization, you are not “giving back to God.” All you have is his already!
2) God is using our possessions to advance the gospel in the world (Luke 16:1-12). While we are slaves of Jesus, our master is not idle. Instead, he is using his servants to do two primary things: build his church, and evangelize the lost. We should view all of our resources through that perspective.
4) Thus, our giving should be viewed as investing (Luke 16:1-12; Rom 14:10, 2 Cor 5:10). Knowing that we will be called to give an account for how we spend our money, we should give to ministries that show a return on their investment. We should not fund ministries with vague missions and nebulous results. Rather, we should use our money to make friends in heaven by advancing the gospel on the earth.
5) Our primary giving should be to our local church. In this age of world history, God is advancing his gospel through the work of local congregations. Christians are called to be part of congregations, to use their gifts in those congregations, and to minister to one another in their local church (here are 40 verses that explain that). With that in mind, a believer’s primary ministry is in and through the local church.
7) Giving to the church is the biblical model for mercy ministry and for missions. Paul’s missionary journeys were funded by individuals through their church (1 Cor 9:6-11; Phil 4:16) . In fact Paul makes a point that he never took funds from any individual (2 Cor 11:9). The same is true with mercy ministry. Paul commanded churches to take offerings on the first day of the week (Sunday) for the purpose of ministering to the poor in other churches (1 Cor 16:2-3, 2 Cor 9:5; As a side note, too many American churches abdicate their responsibility to missions, which of course drives Christians to start funding all kinds of missionaries directly—thus the proliferation of mercy ministry networks and missionaries who are doing all kinds of things except being under the authority of a local church).
9) Giving needs to be sacrificial and generous. If a person is in love with money, they are at risk of harming their soul (1 Tim 3:3, 6:10). A person cannot serve both God and money (Mat 6:24, Luke 16:13). If a person thinks that money can procure happiness, then that person doesn’t understand either money or happiness, and they certainly don’t understand the gospel. Thus, being selfish with your money shows that you don’t see yourself as a slave or a steward, and you invite the wrath of God upon you (Mat 18:22-35). Thus, a simple mark of Christian faith is generosity with your money towards your church. This is why God loves a cheerful, sacrificial, and generous giver (2 Cor 9:7).
10) Giving to the church should be your best investment. If you understand 1-9, then hopefully you are at a place where you view yourself as a steward of God’s possessions, and you want to use those possessions to advance the gospel by the means of evangelism, missions, caring for the poor, and the preaching of the word. You understand that how you use your money in this life will be judged by God, and you want to store up for yourself treasure in heaven rather than on earth. You know that the best way to do that is through funding the preaching of the gospel and missions. So now what?
Giving in the New Testament was obviously expected to be both systemic (through the church), and sacrificial. And when it is both, it prepares you well for the judgment seat of Christ, where you will be rewarded for how you used your money in this life (2 Cor 5:10; cf. Luke 19:12-26).
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